Open Enrollment Details- Let us help! Benefits Unlimited (417) 881-8664

October 30 2017
Open enrollment begins this Wednesday, November 1st (details below). Contact Benefits Unlimited, Inc. for assistance! You may message us here, or call our offices at (417) 881-8664 for an appointment. We make the process easy and will stay with you through the enrollment/approval process: The open enrollment period for health insurance in 2018 starts on November 1, 2017, and ends on December 15, 2017. Critical deadlines are: November 1, 2017: Open Enrollment begins. Apply for new coverage. Coverage will begin on January 1, 2018. December 15, 2017: Deadline to enroll in a new health insurance plan for the 2018 calendar year. Coverage will begin on January 1, 2018. If you miss this window you cannot enroll until the Marketplace re-opens in November 2018 unless you have a special “life event” such as having a baby, getting married or losing your coverage through your employer. This is designed to prevent people from taking advantage of the system by enrolling and dropping insurance multiple times a year when they only get sick. If you don’t enroll in an Obamacare plan in 2017, you may be fined 2.5% of your income or $695 per adult, whichever is higher. Individuals and children who earn less than 100% ($24,300 for a family of 4 in 2017) or 133% ($32,300 for a family of 4 in 2017) of the federal poverty line, depending on the state that they live in, can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) at any time. There is no enrollment period for these programs, but there are income restrictions and other qualifiers. Coverage start dates: If you don’t enroll in a health insurance plan during the 2018 open enrollment period, you won’t be able to enroll again during the 2018 calendar year unless you experience a special event that would start a special enrollment period. Examples of these “special events” or qualified life events as they are also called, are: you move to a new state and your coverage isn’t offered there, you lose your plan through your job and need to buy your own insurance, you were previously on your parent’s health insurance policy but are now too old to be on it (26 years old or older), you got married or divorced or you had a baby. Visit WWW.SHOMEBENEFITS.COM, or call Erin at Benefits Unlimited, (417) 881-8664

Updates!

12/10/2017
Open Enrollment End is Near
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10/31/2017
Open Enrollment Details- Let us help! Benefits Unlimited (417) 881-8664
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10/30/2017
Electronic member ID cards coming this fall from Anthem
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10/30/2017
Retail 90 Network offers another convenient choice for prescription drugs from Anthem
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10/30/2017
Medicare To Issue New Cards In Anti-Fraud Effort.
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10/30/2017
CBO Predicts Higher Premiums For ACA Plans, Lower Enrollment.
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10/30/2017
Average Cost Of Employer-Backed Family Health Plans Increased 3% In 2017, Same Rate As In
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10/30/2017
Senate Unanimously Passes Medicare Reform Bill.
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10/30/2017
Administration Will Not Issue Projection Of Open Enrollment Enrollees.
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10/30/2017
Trump Declares Opioid Epidemic A “Public Health Emergency.
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10/30/2017
Trump Administration Plans To Roll Back Contraception Mandate.
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10/30/2017
ACA Auto Enrollment To Take Place After Open Enrollment Closes This Year.
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10/30/2017
Unnecessary Scans, Therapy, Surgery Cost Patients Billions.
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10/30/2017
IRS REVERSES POLICY ON CERTIFYING INDIVIDUAL MANDATE COMPLIANCE
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10/30/2017
Open Enrollment Details- Let us help! Benefits Unlimited (417) 881-8664
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08/14/2017
IRS Releases New Employer Reporting Forms
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08/08/2017
Missouri Insurance Department reminds Missouri families to review insurance coverage befor
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08/07/2017
From Anthem FYI What you need to know about off-exchange paper applications starting Augus
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08/06/2017
Consumers Increasingly Given Little Choice But To Buy Brand Name Drugs
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08/04/2017
Employer-Sponsored Healthcare Coverage Will Persist In The US For The Foreseeable Future,
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08/04/2017
Employer-Sponsored Healthcare Coverage Will Persist In The US For The Foreseeable Future,
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08/01/2017
Large Employers Anticipate Cost Of Healthcare Plans Will Rise By 5% In 2018
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08/01/2017
Generic Drug Prices Are Falling, But That May Not Be Reducing Out-Of-Pocket Costs For Many
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08/01/2017
Generic Drug Prices Are Falling, But That May Not Be Reducing Out-Of-Pocket Costs For Many
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07/31/2017
Anthem: New imaging Clinical Site of Care Program rolls out for fully insured groups in fo
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06/29/2015
Patients In Coverage Gap Turn To Free Health Clinics.
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06/29/2015
Lawmakers Seek To Clarify HIPAA Rules As Importance Of Health Data Grows.
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06/29/2015
Continuing Coverage Of Health Insurance Rate Requests.
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Welcome!

Why we say "We're your Friends
with Benefits"!

photo of Darren CoffmanMaking the right moves in choosing the best solutions for your health benefits requires a plan and strategy that is proven. Like the game of chess, each move creates a different set of challenges, decisions and obstacles to overcome. One wrong move can produce unexpected results where you may find yourself in checkmate! When it comes to health benefits, you need a friend that you can trust to coach you through the game that many individuals and businesses must conquer. Call upon Benefits Unlimited, Inc to be your friend when you are ready to win the game.

Featured Partners

ANTHEM BLUE CROSS BLUE SHIELD

Group Health, Life, Dental Disability and Vision care plans for groups of 2 or more. Flexibility with multiple plan designs utilizing POS, PPO, HSA high deductible plans. This carrier offers multi-plan offerings within a single group. Anthem has a complete portfolio of individual medical products as well.

UNITED HEALTH CARE

One of the nations largest health insurance providers with plans available for groups with as few as two employees. Multiple plans available within each group. United Health has an array of optional benefits such as life, dental, vision and disability for both small and large groups. Coverage available through a number of different funding approaches. United offers a number of individual programs as well.

COVENTRY HEALTH PLANS

Coventry offers a wide variety of health plan options with dual plan capabilities. Plans are available for both small and large employers with local representation in Springfield, Missouri. Competitive rates and specialty offerings of health wellness programs and hands on educational seminars and classes available to members.