Benefits Unlimited Inc. Text & Email Communications Terms and Conditions

By providing your phone number and email address, you agree to receive automated and manual marketing and informational text messages (SMS/MMS) and emails from Benefits Unlimited Inc. These communications may include important information about your insurance policies, renewal notifications, important account updates, new product offerings, and other relevant information.

1. Consent and Agreement

Voluntary Consent: Your consent to receive text and email communications is not a condition for purchasing any goods or services from Benefits Unlimited Inc.
Ownership: By opting in, you represent that you are the owner or an authorized user of the mobile phone number and email address provided. You agree to promptly notify us if you change your phone number or email address.
Electronic Delivery: You consent to receive documents, notices, and other communications electronically via text and email.

2. Text Messaging Program

Program Name: Benefits Unlimited Inc. Alerts
Frequency: Message frequency will vary depending on your account activity and communication with our agency.
Cost: Standard message and data rates may apply to any messages you receive from us, depending on your mobile carrier's plan.
Message Content: You may receive text messages that are informational (e.g., policy updates, renewal reminders) or promotional (e.g., new product announcements).
Opt-Out: You can cancel the SMS service at any time. Just reply “STOP” to any text message you receive. After sending “STOP,” you will receive a confirmation message, and no further texts will be sent unless you re-enroll.
Help: For help, reply “HELP” to any text message or call us at 417-881-8664.

3. Email Communications

Email Content: Emails may include policy information, payment reminders, industry news, marketing information, and new product announcements.
Opt-Out: Every email you receive will include a clear and conspicuous link to unsubscribe from future email communications.

4. No Coverage Binding

Important: You understand that no insurance coverage may be bound, added, or amended via text message or email. Any changes to your policy must be confirmed directly with a licensed agent.

5. Limitation of Liability

No Guarantee: Our text and email programs are offered on an “as is” basis and may not be available in all areas or at all times. Benefits Unlimited Inc. and its service providers are not liable for any delays, failures, or technical issues related to message delivery.
Indemnification: You agree to indemnify Benefits Unlimited Inc. for any claims, costs, or damages resulting from your failure to notify us of a change in your mobile phone number.

6. Privacy

Data Handling: Benefits Unlimited Inc. will not share or sell your SMS contact or content data with any third parties for marketing purposes. We only share personal data with insurance companies to provide you with insurance products, and only with your explicit consent.
Privacy Policy Link: For more information on how we handle your personal data, please visit our full Privacy Policy.

7. HIPAA Notice (If Applicable)

If you choose to receive Protected Health Information (PHI) via text or email, you acknowledge that you are electing to receive this information through an unencrypted method. You understand and accept the risk that information sent via text or email may be intercepted by unauthorized parties.